Basics
What Is a HUD Data Plate, and Why Does Your Insurer Ask for It?
The HUD data plate is a paper label inside a manufactured home, often in a kitchen cabinet, bedroom closet or near the electrical panel. It lists the manufacturer, serial number, date of manufacture and the HUD wind zone the home was built for, which helps insurers rate it correctly.
Where to look
- Inside a kitchen cabinet door
- In the main bedroom closet
- Near the electrical panel or water heater
What it shows
Manufacturer, model and serial number, manufacture date, and wind, roof-load and thermal zone maps. Florida's coastal counties fall in higher wind zones.
If it's missing
Your title, the HUD certification label on the outside of each section, or a copy of the plate from the state's records can help. Tell your agent what you have.
Related
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